Financing

Build the Patio of your dreams with the Best Financing Plans

SunSouth Carolinas and Lyon Financial team up to bring you the best loans in all South and North Carolina!

It doesn’t matter if it’s a small or big project, if you just want to change the style of your old patio with new pavers or go for an extreme makeover with a refreshing pool, an outdoor kitchen to show off your bbq cooking skills, a cozy fire pit to share with your family and friends and a beautiful pergola to give a fresh touch to your outdoor space.

We can offer financing plans for all types of budgets!

Financing | SunSouth Carolinas

SunSouth Carolinas is proud of its partnership with Lyon Financial, an experienced company specializing in financing solutions for pools and outdoor space renovations since 1979. Lyon Financial has established itself as an industry leader in pool project loans and more. This strategic alliance aims to offer our clients personalized and affordable financing options, making their dreams of having the ideal backyard with a pool a reality.

Benefits of Lyon Financial's Loans

icon_LOW FIXED RATES

Low, Fixed Rates

We offer competitive and stable interest rates throughout the loan term.

icon_FLEXIBLE LOAN AMOUNT

Flexible Loan Amounts

Loans can go up to $200,000, providing flexibility for various pool projects in size and features.

icon_LONG TERMS

Long Terms

With terms of up to 30 years, monthly payments can be tailored to fit your budget and financial needs.

icon_NO ADDITIONAL COST

No Additional Costs

We do not impose consultation fees or prepayment penalties, ensuring transparency and flexibility in the financing process.

icon_FAST AND EASY PROCESS

Fast and Easy Process

We facilitate electronic approval with digital documents for a quick and efficient response.​

icon_NO NEED FOR COLLATERAL

No Need for Collateral

No appraisals or collateral are required, simplifying the process and expediting loan approval.

icon_PROFESSIONAL GUIDANCE

Professional Guidance

We are with you from start to finish, partnering with homeowners and pool professionals to ensure a smooth process until project completion.

5 reasons why you should have a full patio project to revamp your outdoor living experience

Improved lifestyle

 A well-designed and functional patio can become an extension of your home, offering additional space to relax, entertain friends and family, exercise outdoors, or simply enjoy the natural surroundings. This improvement in your lifestyle can enhance your overall happiness and well-being.

Increased property value

 Investing in a complete patio project can significantly boost the value of your property. A well-designed and maintained outdoor space is a major selling point for potential buyers and can make your home more desirable in the market.

Entertainment opportunities

A full patio project offers endless possibilities for outdoor entertainment. From barbecues and al fresco dining to nighttime parties with ambient lighting, having a well-equipped patio can make you the perfect host and create unforgettable memories with your loved ones.

Improved lifestyleConnection with nature

Spending time outdoors is beneficial for mental and physical health. A well-designed patio provides you with the opportunity to connect with nature without leaving your home. You can create a green oasis with a pool, plants, trees, pavers and flowers, allowing you to enjoy natural beauty and breathe fresh air whenever you desire.

Personalization and creativity

A complete patio project allows you to express your personality and creativity through design. You can choose materials, furniture, accessories, and features that best suit your individual tastes and needs, creating a unique space that reflects your lifestyle and becomes a personal outdoor sanctuary.

Most Common FAQs for Lyon Financial Loans

What are the Loan Qualifications/Requirements?

Lyon Financial looks at your overall credit health, including your credit score and debt-to-income (DTI) ratio. Ideally, they like to see a DTI of 50 percent or less (including the amount of the loan you’re requesting). Also, they will look for any recent negative marks, such as bankruptcies or tax liens. 

There is a minimum credit score of 640 required; however, it is not entirely credit score driven. The underwriter will review your entire credit profile, past payment performance, and experience with large secured and unsecured loans. 

How much will my monthly loan payment be?

Your monthly loan payment amount is dependent on many factors, including your loan

amount, term, and credit profile. You can access the Pool Loan Calculator to explore potential monthly payments through the following link


How do I apply? Can I apply over the phone?

Applications are accepted online only. You cannot apply via phone. To begin the application, click through the following link

Can I pay the loan off early? Will I be charged for doing so?

 There are no prepayment penalties so you can pay the loan off early and not be charged any additional interest.

I just applied for a loan, what happens next?

Once Lyon Financial receives your application, they can typically have a conditional approval for you within 5 business days. A member of their loan team will personally review your application, ensuring you are paired with the best program for your needs and qualifications. After that, they reach out directly to you and go over the details and next steps in the loan process.

Are you ready to revamp your Patio to the next level?

Building the patio of your dreams was never so fast and easy! Fill the online financing application to get a speedy response.

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