Financing
Build the Pool of your dreams with the Best Pool Loans
SunSouth Carolinas and Lyon Financial team up to bring you the best pool financing plans
SunSouth Carolinas is proud to announce its recent partnership with Lyon Financial. Lyon Financial, with its specialized expertise in pool financing solutions since 1979, has emerged as an industry leader in unsecured loans for pool projects. This strategic alliance aims to provide our customers with tailored and accessible financing options, making their dreams of having a pool at home a reality.
Benefits of Lyon Financial's Pool Loans
Low, Fixed Rates
We offer competitive and stable interest rates throughout the loan term.
Flexible Loan Amounts
Loans can go up to $200,000, providing flexibility for various pool projects in size and features.
Long Terms
With terms of up to 30 years, monthly payments can be tailored to fit your budget and financial needs.
No Additional Costs
We do not impose consultation fees or prepayment penalties, ensuring transparency and flexibility in the financing process.
Fast and Easy Process
We facilitate electronic approval with digital documents for a quick and efficient response.
No Need for Collateral
No appraisals or collateral are required, simplifying the process and expediting loan approval.
Professional Guidance
We are with you from start to finish, partnering with homeowners and pool professionals to ensure a smooth process until project completion.
This is why you should have a pool in your patio
Health and Fitness
Swimming is a low-impact exercise that offers a full-body workout, making it ideal for people of all ages and fitness levels. Regular swimming sessions can improve cardiovascular health, build muscle strength, enhance flexibility, and promote overall well-being.
Aesthetic Enhancement
A well-designed pool can significantly enhance the aesthetic appeal of your backyard, transforming it into a luxurious oasis. With various design options available, including water features, landscaping, and lighting, you can create a visually stunning outdoor space tailored to your preferences.
Family Bonding and Recreation
A backyard pool provides an excellent space for families to bond and enjoy quality time together. Whether it's swimming, playing water games, or simply lounging by the poolside, it fosters memorable moments and strengthens familial relationships.
Property Value
Adding a pool to your property can increase its market value and appeal to potential buyers, especially in regions with warm climates where pools are highly desirable amenities. It can also make your home more attractive for resale, potentially offering a return on your investment in the long run.
Convenience and Privacy
Having a pool in your backyard offers the convenience of indulging in a refreshing swim at any time, without the hassle of commuting to a public pool or beach. Moreover, it affords privacy, allowing you to enjoy your leisure time without the crowds and noise often encountered in public recreational areas.
Most Common FAQs for Lyon Financial Loans
Lyon Financial looks at your overall credit health, including your credit score and debt-to-income (DTI) ratio. Ideally, they like to see a DTI of 50 percent or less (including the amount of the loan you’re requesting). Also, they will look for any recent negative marks, such as bankruptcies or tax liens.
There is a minimum credit score of 640 required; however, it is not entirely credit score driven. The underwriter will review your entire credit profile, past payment performance, and experience with large secured and unsecured loans.
Your monthly loan payment amount is dependent on many factors, including your loan
amount, term, and credit profile. You can access the Pool Loan Calculator to explore potential monthly payments through the following link
Applications are accepted online only. You cannot apply via phone. To begin the application, click through the following link
There are no prepayment penalties so you can pay the loan off early and not be charged any additional interest.
Once Lyon Financial receives your application, they can typically have a conditional approval for you within 5 business days. A member of their loan team will personally review your application, ensuring you are paired with the best program for your needs and qualifications. After that, they reach out directly to you and go over the details and next steps in the loan process.